A couple of years ago my grandma needed knee replacement surgery. For some reason this surgery did not heal properly, and she has had a couple of infections settle in her knee. As a result of the slow healing my grandma has fallen twice and broken her wrist and her hip. Her wrist is healed now, but she had to have hip replacement surgery in January. While she was in the hospital healing from that surgery she fell again, and is now in a senior care facility (nursing home) for rehab.
Here’s the part where Medicare comes in. They have decided that my grandma is not healing as fast as she should, so they are going to stop providing care. Since she cannot get along on her own yet and both of my parents work, the nursing home cannot release her to go home without either reporting her as a health hazard to herself or forcing her to hire someone to live and take care of her (or one of my parents has to quit their job). Instead, my grandma has to pay $165 a DAY to stay where she is. That’s $60,225 a year. We found cheaper places, but as we all know lower cost comes with lower quality, and that is just not acceptable.
So far, that’s not too bad. Here’s the real kicker… Medicare will not kick back in until my grandma has $999 TOTAL. That means she has to spend all of her money, retirement, life insurance, CD’s, 401K, etc. down to $999 before they will cover her again. Not only that, but she will have to sell her house and car. Pretty much she will have to have nothing before they will help.
All of this wouldn’t be so bad if my grandma looked like she had hope of progressing. It’s been 2 months and she can’t even get from her wheelchair to her bed on her own. Oh, and I forgot to tell you that my grandma is only 68 years old and otherwise has no health issues. So if it does take my grandma a few years to get better, but she does get better, she’ll get out of the home to go home to nothing – no house, no car, no money.
I thought Medicare was supposed to help!
My grandma is still in the assisted living place. She goes in and out of wanting to improve, but in the meantime her money is being eaten up until Medicare kicks back in. I really just want her to want to get better… so, if you think about it, please pray for her.